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If you have recently checked into summer camps for your kids, you probably were amazed to realize it may cost over $500 per week to have two kids occupied from nine to three each day. That can put a large dent in your personal budget spreadsheet. Insanity! Instead, you may want to get creative and occupy your kids for free or almost free over the hot months. Let's see what is available.

Library and bookstore programs are always available. On top of regular year-round storytimes, many bookstores and libraries rev up their summertime offerings for kids to include craft classes, visits by authors, and book clubs '" all at a low budget friendly cost, and at times absolutely free. Local libraries may also host cartoonists, clowns, magicians, and more.

Do a babysitting co-op. Your friends with kids are in the same position you are '" a long summer with no ease in sight. Team up and give each other support. Enlist several of your friends with kids, and each family takes 1 day a week to host the children for 3-4. One day per week in exchange for three or four days of leisure is a great bargain!

You can always do vacation Bible schools in the summer. Week-long day camps are a regularity for a lot of church youth programs. Usually the cost is minimal as the programs are subsidized by the churches. The youth are treated to songs, outdoor activities, crafts, and more. If you do it right, you can sign up for several camps at different churches in your area. Sometimes parents are enrolled for staffing, snacks, etc., so be aware of the requirements before you sign up.

Mama's little helper. If you have younger kids, you may want another pair of hands to help you entertain them while you get important work finished around the house. And if you have older kids, you may just need a person to keep an eye on them to keep the dining room from becoming a bedlam. In either case, a mother's helper may be your ticket. Usually a 'mother's helper' is younger than a babysitter hired to keep an eye on the kids while you're out. A mother's helper also would in most cases charge lower than the average high school sitter. Perfect for at-home, part-time help.

Start your own part time daycare. Convert your pain into a gain, and watch other people's youth at your home for pay. Most states don't force you to be licensed for casual babysitting of just a few children, but of course, check with your state and town to make certain you're fulfilling all prerequisites. Be sure you have a schedule that remains structured in order to give reliable care. Giving a fun and safe place for several children to remain while their parents are at work may be a great solution to your own family's summer activities.

Providing enough activities for your kids this summer doesn't have to ruin your personal finance budgeting. You can keep the family active and happy all summer long with just a touch of creativity. Have fun for very little money and create a summer full of fun!

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